The National Disability Insurance Scheme (NDIS) is Australia’s core support system for people with a disability. The eligibility criteria state you need to be aged between 7 and 65 to be eligible to apply for an NDIS plan. So what happens if you apply for a plan after 65 or you already have a plan and turn 66? In this article, we explore what happens when you exceed the NDIS age limit and what options are available to you.
Can I apply for the NDIS if I am over 65?
If you turn 65 after you join the NDIS, you can choose to stay with the NDIS or leave the NDIS and receive supports through the Commonwealth Aged Care System. Basic assistance at home is offered through the Commonwealth Home Support Programme (CHSP) and more comprehensive support is available through the Home Care Packages program. If you decide to obtain supports through the aged care system, you must notify the NDIS in writing that you no longer wish to be on the NDIS. Learn more here: My Aged Care website.
Can I keep my NDIS plan after I turn 65?
If you turn 65 after you join the NDIS, you can choose to stay with the NDIS or leave the NDIS and receive supports through the Commonwealth Aged Care System. If you decide to obtain supports through the aged care system, you must notify the NDIS in writing that you no longer wish to be on the NDIS.
If you choose to continue receiving supports through the NDIS, nothing changes. You don’t have to worry about choosing a different provider, or a reduction in funding.
What is the difference between the NDIS and the Commonwealth aged care system?
The key difference between NDIS and My Aged Care supports is the level of funding required. Both provide services that enable you to have the best quality of life possible but the way in which supports are provided differs.
The NDIS provide:
- Support and services which are aligned with the goals laid out in your NDIS plan
My Aged Care provides:
- A range of government-funded services designed to help you live independently
Both the NDIS and My Aged Care systems offer similar supports, designed to help participants achieve goals. The way in which these supports and services are provided differs according to the level of funding offered and eligibility requirements.
What can I access with my NDIS plan?
Depending on the goals outlined in your NDIS plan, you can receive help with:
- Accessing employment
- Being involved in your community
- Assistance with day-to-day tasks around the home
- Support with costs for capital expenses
What can I access if I use the My Aged Care system?
You may choose to live in an aged care home or choose to access services where an aged care service worker attends your home to help you maintain your independence. The types of help you can receive include:
- Personal care
- Allied health services
- Providing access to the community
- Managing medications
- Companion care
If you’re nearing 65 and are currently plan managed, contact your Acacia Plan Management Plan Manager to discuss the best next steps for your situation.
